[保險業務常用之辭彙總目錄]
(連結至台壽保產險公司資料庫)
~~~ 以中文筆劃順序排列 ~~~
~~~ 以英文字母順序排列 ~~~
一次給付金額 (Capital Sum)
分保 (Cede)
可終止保險單 (Cancellable )
巨災債券 (Catastrophe Bond)
未決賠款 (Claim Outstanding)
共同保險 (Coinsurance)
共同保險人 (Coinsurer)
共保比例 (Coinsurance Percentage)
共保條款 (Coinsurance Clause)
危險準備金 (Contingency Reserve)
同一危險團體 (Class)
有償契約 (Contract Of Consideration)
自負額 (Deductible)
自負額條款 (Deductible Clause)
批單 (Endorsement)
投保證明 (Certificate Of Participation)
足額保險 (Full Value Insurance)
事實調查 (Factfind)
到期日 (Data Of Expiration)
承保能量 (Capacity)
拒保 (Declination)
附合契約 (Contract Of Adhesion)
保險單生效日 (Date Of Policy)
保險單起迄日 (Date Of Subscription To The Policy)
保險經紀人 (Broker)
保險經紀人公司 (Brokerage Agency)
保險證 (Certificate Of Insurance)
流動保險 (Floaters)
流動保險單 (Floating Policy)
免賠額條款 (Franchise Clause)
已知事故免責 (Free Of Claim For Accident Reported)
實損實賠保險條款 (First Loss Isurance Clause)
共同海損 (General Average)
高爾夫球責任險 (Golf Liability Insurance)
重大過失 (Gross Negligence)
健康聲明書 (Health Certificate)
強迫招攬 (High-Pressure Selling)
避險 (Hedge)
無行為能力人 (Incompetent)
已發生但未報損失 (Incurred But Not Reported Losses（IBNR）
損害補償 (Indemnity)
保險利益 (Insurable Interest)
保險 (Insurance)
保險單 (Insurance Policy)
保險金額 (Insured Amount)
對內共保 (Internal Coinsurance)
共同利益 (Joint Interests)
判斷費率 (Judgment Rates)
基歐計劃 (Keeton-O’Connell Plan)
大數法則 (Law Of Large Numbers)
倫敦勞依茲 (Lloyd's Of London)
航空器墜落及機動車輛碰撞承保式 (Falling Aircraft & Vehicle Impact Form)
家用汽車保險單 (Family Automobile Insurance Policy)
防火牆 (Fire Wall)
固定費率 (Flat Rate)
免賠額 (Franchise Deductible)
不實陳述 (Fraudulent Misrepresentation)
基本條款 (General Clause)
總保費 (Gross Premium)
玻璃保險 (Glass Insurance)
危險因素 (Hazard)
健康保險 (Health Insurance)
高度防護危險 (Highly Protected Risk(HPR))
默示保證 (Implied Warranty)
不可抗辯條款 (Incontestable Clause)
無形保險利益 (Incorporeal Interests)
保險代理人 (Insurance agent)
可保危險 (Insurable Risk)
保險密度 (Insurance Density)
承保範圍 (Insurance Coverage)
保險人 (Insurer)
投棄 (Jettison)
不予承保 (Keep Off(K.O.))
重要員工 (Key Employee(Key Person))
閃電 (Lightning)
失效 (Lapse)
法定繼承人 (Lawful Heirs)
責任保險 (Liability Insurance)
長尾業務 (Long-tail Business)
道德危險因素 (Moral Hazard)
海上保險 (Marine Insurance)
不實說明 (Misrepresentation)
列舉危險事故保險單 (Named Peril Policy)
不可保危險 (Noninsurable Risk)
職業性危險 (Occupational Hazard)
要約與承諾 (Offer And Acceptence)
預約保險單 (Open Policy)
未收保險費 (Outstanding Premium)
超額保險 (Over Insurance)
單獨海損 (Particular Average)
穿透率 (Penetration)
產品責任保險 (Product Liability Insurance)
過失推定制 (Presumption Of Negligence)
損害補償原則 (Principle Of Indemnity)
保單年度經驗 (Policy Year Experience )
對價 (Quid Pro Quo)
再保險 (Reinsurance)
追溯性累積契約 (Retrospective Aggregate Contract)
費率釐定 (Rate-making)
公證人 (Surveyor)
保險代位 (Subrogation)
靜態風險 (Static Risk)
溢額再保險 (Surplus Reinsurance)
最大誠信原則 (The Principle Of Utmost Good Faith)
保險利益原則 (The Principle Of Insurable Interest)
合約再保險 (Treaty Reinsurance)
法定責任準備金 (Legal Reserve)
附加保險費 (Loading)
重要事實 (Material Fact)
心理危險因素 (Morale Hazard)
最大可能損失 (Maximum Possible Loss(M.P.L.)
無過失保險 (No-Fault Insurance)
客觀危險 (Objective Risk)
事故發生基礎 (Occurrence Basis)
預約再保險(再保)(Open Cover)
原保險人 (Original Insurer)
超量承保 (Overline)
套裝保險 (Package Insurance)
保險金作為被保險人遺產條款 (Payment To The Estate)
可能最大損失 (Probable Maximum Loss(PML)
專門職業責任保險 (Professional Liability Insurance)
實質危險因素 (Physical Hazard)
比率合約再保險 (Quota Share Reinsurance(Treaty)
降雨保險 (Rain Insurance)
復效,復原(Reinstatement)
告知 (Representations)
追溯費率法 (Retrospective Rating)
單方利益保險 (Single Interest Insurance)
投機性風險 (Speculative Risk)
履約保證 (Surety Bond)
代位求償原則 (The Principle Of Subrogation)
第三人責任保險 (Third Party Liability Insurance)
賠款分攤原則 (The Principle Of Contribution)
不足額保險 (Under Insurance)
單獨海損免責條款 (Free Of Particular Average Clause(F.P.A.Clause))
風險度 (Degree Of Risk)
索賠基礎 (Claims Made Basis)
商業流動保險單 (Business Floater)
專屬保險 (Captive Insurance)
強制保險 (Compulsory Insurance)
授權證明書 (Certificate Of Authority)
理賠 (Claim Adjustment)
現金求償通知 (Cash Call)
現金保險 (Cash Insurance)
現金給付 (Cash Payment)
終止 (Cancellation)
惡火 (Fire Hostile)
善火 (Fire Friendly)
超額賠款保障 (Excess Cover)
經驗 (Experience)
董事及重要職員責任保險 (Directors And Officers Liability Insurance)
資本 (Capital)
資本公積 (Capital Surplus)
違反契約條款 (Breach Of Contract)
與有過失 (Contributory Negligence)
複保險 (Double Insurance)
賠款準備 (Claim Reserve)
曆年制經驗 (Calendar Year Experience)
輸出保險 (Export Insurance)
營業中斷保險 (Business Interruption Insurance)
臨時再保險 (Facultative Reinsurance)
舉證責任 (Burden Of Proof)
簽單日 (Date Of Issue)
藝術品與古董保險 (Fine Arts Antiques Insurance)
Breach Of Contract 違反契約條款
Broker 保險經紀人
Burden Of Proof 舉證責任
Business Floater 商業流動保險單
Cancellation 終止
Calendar Year Experience 曆年制經驗
Capital 資本
Capital Surplus 資本公積
Cash Call 現金求償通知
Cash Insurance 現金保險
Cash Payment 現金給付
Cede 分保
Certificate Of Authority 授權證明書
Claim Reserve 賠款準備
Claims Made Basis 索賠基礎
Coinsurance Clause 共保條款
Contract Of Consideration 有償契約
Contract Of Adhesion 附合契約
Coinsurance Percentage 共保比例
Compulsory Insurance 強制保險
Claim Outstanding 未決賠款
Date Of Issue 簽單日
Date Of Policy 保險單生效日
Declination 拒保
Deductible Clause 自負額條款
Directors And Officers Liability Insurance 董事及重要職員責任保險
Double Insurance 複保險
Excess Cover 超額賠款保障
Export Insurance 輸出保險
Experience 經驗
Brokerage Agency 保險經紀人公司
Business Interruption Insurance 營業中斷保險
Cancellable 可終止保險單
Capacity 承保能量
Capital Sum 一次給付金額
Captive Insurance 專屬保險
Catastrophe Bond 巨災債券
Certificate Of Insurance 保險證
Claim Adjustment 理賠
Class 同一危險團體
Coinsurance 共同保險
Contingency Reserve 危險準備金
Certificate Of Participation 投保證明
Coinsurer 共同保險人
Contributory Negligence 與有過失
Data Of Expiration 到期日
Date Of Subscription To The Policy 保險單起迄日
Deductible 自負額
Degree Of Risk 風險度
Endorsement 批單
Factfind 事實調查
Facultative Reinsurance 臨時再保險
Full Value Insurance 足額保險
Family Automobile Insurance Policy 家用汽車保險單
Fine Arts Antiques Insurance 藝術品與古董保險
Fire Friendly 善火
Fire Hostile 惡火
Floaters 流動保險
Floating Policy 流動保險單
Franchise Clause 免賠額條款
Free Of Claim For Accident Reported 已知事故免責
First Loss Isurance Clause 實損實賠保險條款
General Average 共同海損
Golf Liability Insurance 高爾夫球責任險
Gross Negligence 重大過失
Health Certificate 健康聲明書
High-Pressure Selling 強迫招攬
Hedge 避險
Incompetent 無行為能力人
Incurred But Not Reported Losses（IBNR） 已發生但未報損失
Indemnity 損害補償
Insurable Interest 保險利益
Insurance 保險
Insurance Policy 保險單
Insured Amount 保險金額
Internal Coinsurance 對內共保
Joint Interests 共同利益
Judgment Rates 判斷費率
Keeton-O’Connell Plan 基歐計劃
Law Of Large Numbers 大數法則
Lloyd's Of London 倫敦勞依茲
Falling Aircraft & Vehicle Impact Form 航空器墜落及機動車輛碰撞承保式
Fire Wall 防火牆
Flat Rate 固定費率
Free Of Particular Average Clause(F.P.A.Clause) 單獨海損免責條款
Franchise Deductible 免賠額
Fraudulent Misrepresentation 不實陳述
General Clause 基本條款
Gross Premium 總保費
Glass Insurance 玻璃保險
Hazard 危險因素
Health Insurance 健康保險
Highly Protected Risk(HPR) 高度防護危險
Implied Warranty 默示保證
Incontestable Clause 不可抗辯條款
Incorporeal Interests 無形保險利益
Insurance agent 保險代理人
Insurable Risk 可保危險
Insurance Density 保險密度
Insurance Coverage 承保範圍
Insurer 保險人
Jettison 投棄
Keep Off(K.O.) 不予承保
Key Employee(Key Person) 重要員工
Lightning 閃電
Lapse 失效
Lawful Heirs 法定繼承人
Liability Insurance 責任保險
Long-tail Business 長尾業務
Moral Hazard 道德危險因素
Marine Insurance 海上保險
Misrepresentation 不實說明
Named Peril Policy 列舉危險事故保險單
Noninsurable Risk 不可保危險
Occupational Hazard 職業性危險
Offer And Acceptence 要約與承諾
Open Policy 預約保險單
Outstanding Premium 未收保險費
Over Insurance 超額保險
Particular Average 單獨海損
Penetration 穿透率
Product Liability Insurance 產品責任保險
Presumption Of Negligence 過失推定制
Principle Of Indemnity 損害補償原則
Policy Year Experience 保單年度經驗
Quid Pro Quo 對價
Reinsurance 再保險
Retrospective Aggregate Contract 追溯性累積契約
Rate-making 費率釐定
Surveyor 公證人
Subrogation 保險代位
Static Risk 靜態風險
Surplus Reinsurance 溢額再保險
The Principle Of Utmost Good Faith 最大誠信原則
The Principle Of Insurable Interest 保險利益原則
Treaty Reinsurance 合約再保險
Legal Reserve 法定責任準備金
Loading 附加保險費
Material Fact 重要事實
Morale Hazard 心理危險因素
Maximum Possible Loss(M.P.L.) 最大可能損失
No-Fault Insurance 無過失保險
Objective Risk 客觀危險
Occurrence Basis 事故發生基礎
Open Cover 預約再保險(再保)
Original Insurer 原保險人
Overline 超量承保
Package Insurance 套裝保險
Payment To The Estate 保險金作為被保險人遺產條款
Probable Maximum Loss(PML)可能最大損失
Professional Liability Insurance 專門職業責任保險
Physical Hazard 實質危險因素
Quota Share Reinsurance(Treaty) 比率合約再保險
Rain Insurance 降雨保險
Reinstatement 復效,復原
Representations 告知
Retrospective Rating 追溯費率法
Single Interest Insurance 單方利益保險
Speculative Risk 投機性風險
Surety Bond 履約保證
The Principle Of Subrogation 代位求償原則
Third Party Liability Insurance 第三人責任保險
The Principle Of Contribution 賠款分攤原則
Under Insurance 不足額保險
** <本網頁內容摘自 台壽保產險公司網頁資料 http://www. dragonins. com. tw> **